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  #1  
Old 07/29/2009, 6:32 PM
madislove's Avatar
madislove Male madislove is offline
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Join Date: Dec 2001
Location: NJ
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Default Can somebody help me out with this?

alright well ive been trying to find a credit card for myself to gain financial independence from my parents and build a credit history for an apartment etc. im turning 22 in less than two weeks so i feel like its finally time to get one, its just with no credit history i have NO idea what to do, because i got denied from my bank (TD bank) even though i have a checking account there, and i have no clue wheather or not to go through another bank, or just go online and apply through some form of credit card company. i got informed of the whole "secure/insecure" credit cards so im not sure weather i should just go ahead and get an insecure one, or actually save up money in a savings account so i can put some money aside for a secure card. help me out im so frustrated

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  #2  
Old 07/29/2009, 9:10 PM
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MADfan2004 Male MADfan2004 is offline
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  #3  
Old 07/29/2009, 9:39 PM
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PitaPockets Female PitaPockets is offline
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Location: New York
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Well, if you want financial independence, don't rely on a credit card as much as a steady job.
But Bank of America and Capitol One are always trying to rope me into their cards.

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  #4  
Old 07/30/2009, 11:36 AM
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NemesisDesign Male NemesisDesign is offline
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Location: Washington
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Yeh dude I'm surprised anyone would turn you down. I got a platinum card at like 17 from WAMU, which was weird...

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